Just like any type of surgery, the cost can sometimes be a little bit of a sticker shock. When you’re doing research and looking into different plastic surgery procedures, we never want you to think that it isn’t the option for you. Illume looks to make our procedures as affordable as possible and wants everyone to be able to experience their true look.
That’s why Illume offers different ways to finance your procedure and make it easier to afford. Making one large payment can be tough for most people, so having the procedure broken out into smaller monthly amounts is a great option. Through our multiple partners, we also offer 6 months of interest free payment plans to help our patients finance the cost of their elective cosmetic procedures. If you are looking for information on how to finance your plastic surgery, Illume can help answer any of your questions.
How does Financing for Plastic Surgery Work?
Financing for plastic surgery is similar to financing for other large purchases. The benefit of financing your plastic surgery cost is that instead of paying one large amount of money or putting it on a credit card with high interest rates, you can spread the cost out into monthly payments. To make financing available to as many patients as possible, we do offer several different options to go through. However, patients will still need to qualify for financing if they want to go this route.
While financing does not work for all procedures at Illume Cosmetic Surgery & MedSpa, you can learn more about what procedures are covered by contacting us.
Is In Home Financing for Plastic Surgery Available?
While not many plastic surgery clinics provide in house financing, we do have financing partners that are easy to work with and make the application process available to everyone. Here is a list of our partners who you can easily apply with online!
CareCredit is a flexible payment program that provides payment plans designed specifically for healthcare expenses.
- Alphaeon Credit
Alphaeon Credit is known for being quick, easy, and secure. After applying, they are also able to show you instant results, including your credit limit.
- Prosper Healthcare Lending
Prosper Healthcare Lending has borrowed over $5 billion to over 250,000 customers. They are considered to be one of the premier financing companies in the healthcare industry.
CosmetAssure is a financing company that helps patients of elective cosmetic surgery avoid financial burdens during unexpected complications.
How to Finance for Plastic Surgery
The choice to finance for plastic surgery is different for each person. If you are comfortable with putting the expense on a credit card, or by paying the upfront cost, then financing may not be for you. If you are one of the many individuals who would prefer to finance and make monthly payments, here are the steps you can take.
- Talk with Illume and Your Plastic Surgeon
Begin by understanding the cost of the procedure you are looking to have. Talking with us about your goals and what you want out of the surgery will play a part in the price. Once you have a good direction and you’ve determined the cost, you can move on to the next step.
- Apply For Financing
Like we mentioned earlier, we have a few different financing partners that you can choose from when looking for financing for your plastic surgery. It’s easy to apply, and if qualified, you will be on your way to your new look!
- Pay Your Monthly Installments
Lastly, once you begin getting monthly statements, you will want to make sure that you are paying them in a timely manner so that you aren’t receiving any late fees. You wanted to finance so that you could make smaller monthly payments, don’t let late fees add up and start costing you!
And there you have it! Those are the basics of financing your plastic surgery procedure. If you have questions or want to talk to us about a specific surgery, you can contact us to set up some time to meet. We are happy to help patients find the right, affordable plan that works for them.